Services
Assisting Family
As a parent, you want the best for your children, and that includes helping them achieve homeownership.
We specialise in coming up with unique solutions to support the family unit.
We understand the challenges faced by young homebuyers and offer specialised services to assist parents in supporting their children. We can help you through:
- Structuring home ownership solutions for your children – first identifying if they can purchase by themselves or if they need the assistance of family.
- Expert guidance around the options for helping your child secure a loan without a substantial deposit or credit history.
- Support in understanding what your options are to provide assistance, whether it be through becoming a guarantor, co-purchasing a property together, lending money or gifting money.
- Guidance on navigating the legal and financial implications of becoming a guarantor, through legal advice provided by our partners.
Purchase
Finding your dream home is an exciting journey, but securing the right financing can be overwhelming.
We are passionate about presenting home loan solutions for purchasing a home, catering to both first-time buyers and experienced buyers. We can help you with:
- Accessing a wide range of home loan options with over 50 lenders on our panel, we will be able to present a solution.
- Expert guidance throughout the home buying process, ensuring informed decisions are made.
- Competitive interest rates and flexible loan terms to suit your financial situation.
- Assistance in navigating paperwork and meeting lender requirements.
- Simplified loan application process with our dedicated team handling the details.
Refinance
Are you paying more than you should be on your current home loan?
Our refinancing services can help you secure a better rate and reduce costs, saving you money in the long run. We can help you with:
- Analysis of your current loan to identify potential cost-saving opportunities.
- Access to a vast network of lenders, enabling us to negotiate favourable refinancing terms.
- Assistance in lowering interest rates, reducing monthly payments, and saving money in the long run.
- Consolidation of multiple debts into a single manageable payment.
- Ability to access equity in your home for other financial needs.
What would reducing your interest costs by 0.50% save you?
| Loan Size | Potential Annual Savings | Interest saved over 20 years* |
|---|---|---|
| $500,000 | $2,500 per annum | $34,970 |
| $750,000 | $3,750 per annum | $52,456 |
| $1,000,000 | $5,000 per annum | $69,941 |
*This is a high level illustration of the potential savings when refinancing to a better rate. It assumes the borrower currently has 20 years left to repay the home loan, switching from an interest rate of 6.50% to 6.00%, not factoring in switching and ongoing costs.
